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Risks and assumptions

Stated plainly: issuer powers, revenue uncertainty, software, privileged roles, markets.

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Issuer and asset risk

  • The xStock issuer holds a permanent delegate over every xStock account, including yours. It can freeze or move balances under its terms. Redemption depends on the issuer and its custodian.
  • A tokenized stock is not a share held in a brokerage account. Corporate actions are handled as the issuer specifies.
  • A stock whose market becomes too thin to buy or sell at size can be retired from the allowlist; its outstanding epochs still pay.

Revenue is uncertain

  • Payouts are proportional to fee revenue. Low volume means low or zero payouts.
  • Trades outside the launch venue and the protocol pools pay nothing to the treasury. More $DVR volume does not necessarily mean more revenue.
  • Protocol-owned liquidity in the protocol’s own token is a long position. It can lose value, and impermanent loss is real.

Software and privileged roles

  • Bugs in the programs, the keeper, this site, Raydium, Meteora, Jupiter, Pyth or the token contracts can cause loss.
  • The keeper is trusted to compute allocations honestly. A compromised keeper can misallocate a future epoch; it cannot move funds out of program vaults or rewrite a published root.
  • The upgrade authority can change the programs. It is intended to be a multisig; until then it is a single key held by the operator.
  • An independent security review has not been completed.

Network and market conditions

  • RPC outages, congestion and fee spikes can delay epochs and claims. A delayed epoch is published late, not skipped.
  • Oracle staleness stops buys until fresh prices arrive; that is the guard working.
  • Wallet connection alone does not establish anyone’s eligibility for a particular asset in a particular jurisdiction.